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  • 901 Route 23 South, 2nd Floor

  • Pompton Plains, NJ 07444-1038

  • 1-877-885-1APG 1-973-831-4424

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    Mark Charnet

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Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.

Social Security: The \$64,000 Question

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Pay Yourself First

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Variable Universal Life Insurance

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Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.

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This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

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This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.

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Use this calculator to assess the potential benefits of a home mortgage deduction.

Self-Employed Retirement Plans

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Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

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There are some smart strategies that may help you pursue your investment objectives

Retirement Plan Distributions

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Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

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A number of questions and concerns need to be addressed to help you better prepare for retirement living.

Protecting Those Who Matter Most

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Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe.

Global and International Funds

Investors seeking world investments can choose between global and international funds. What's the difference?

Acres of Diamonds

In life it often happens that the answers to our most pressing questions are right in our own backyards.

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Taking your Social Security benefits at the right time may help maximize your benefit.

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