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5 Things You Should Ask Before You Purchase a Life Insurance Policy: “Do you practice what you preach?” With Mark Charnet

"Think of all the hundreds of clients and families we all helped to achieve financial independence while protecting, preserving and perpetuating their wealth to their children and charities of preference. This is the most rewarding end of our business and industry, at least it is for me."

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End-of-Life Instruction Manual

“This all provides stress relief for the people who will have to deal with this, and you can’t put a price on that,” Charnet says...

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How Much Does a Financial Advisor Cost?

"Many people aren't comfortable paying fees on losses," Charnet, who uses a commission-based structure, says...

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New Jersey Real Estate Market Trends

"While interest rates remain in the lower single digits, if you were thinking of purchasing a second home for investment, now may be the best time for a long time..."

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Best IRA Account Providers

Working with an advisor can benefit both new and experienced investors. "Even Tiger Woods has a coach," Charnet says...

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After market whiplash, experts say check your investment basics

"If I could buy an investment that has an opportunity to go up in the market but zero participation in the downside, that should have everyone's name on it" who needs more stable investments, Charnet said...

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Top 25 Financial Mistakes People Make in Their 40s from the Pros

"Everyone needs to learn the proper way to save and invest—and to apply those skills as soon as possible..."

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12 Costco Items You Think Will Save You Money—but Won’t

“Taking a few extra minutes to read the flyer before you shop can really save you big,” says Charnet...

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5 Tips for Turning Bad Credit into Good Credit

“There are many things that can hurt your credit score,” warned Mark Charnet, founder and CEO of American Prosperity Group... 

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16 Tips for Making Tax-Deductible Charitable Donations

If making a charitable donation and receiving the tax write-off is important to you, then you must forgo the standard deduction, says Mark Charnet of American Prosperity Group...

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How to score a top rate in a savings account

"I have a small bank around the corner from me in New Jersey that's paying over 3.05%," said Mark Charnet, CEO of American Prosperity Group in Pompton Plains, New Jersey...

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15 Financial Resolutions That Will Make You More Money in 2019

“Have you been to your gym lately? If not, try going for a walk or working out at home to save you money on products you weren’t even using,” says Mark Charnet, founder and CEO of American Prosperity Group...

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5 Unexpected Ways Life Insurance Can Help Your Family After You Die

“Unfortunately, the subject of life insurance is never taught in school, and many people share the same belief that it only covers funeral and burial expenses,” Mark Charnet, founder and CEO of American Prosperity Group, says...

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New Jersey Hard Money Lenders

"New Jersey homeowners paid the highest property taxes in the nation in 2016, with an effective tax rate averaging $8,477 (2.31%), according to a report by ATTOM Data Solutions, and ranks 7th highest in the nation for income tax rates..."

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Key Conversations You Need to Have Before Retirement

Mark Charnet, founder and CEO of New Jersey-based American Prosperity Group, suggests having a frank discussion with children about your plans, particularly if you have a less than adequate retirement fund established...

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How to Invest Your Money for the Short and Long Term

Mark Charnet, the founder and CEO of American Prosperity Group, a financial firm based in Pompton Plains, New Jersey, says workers need to be cognizant of how long they have to make up losses...

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11 Best Credit Cards for Every Type of Purchase

“Medical bills can be unexpected and very costly, so it’s no surprise that medical debt is one of the most common types of past-due bills that people struggle with,” Charnet explains...

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7 things you think have been saving you money, but actually aren’t

It seems like a great idea in theory — buying food staples in bulk to save money — but you may want to think twice about doing this, according to Mark Charnet, founder, and CEO of American Prosperity Group...

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Saving tips from a financial expert

The goal of becoming a millionaire while starting out with “zero” is something we all can strive for — one bite at a time! I call it the 10 percent theory of asset accumulation and it works like this...

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Beware Of These New Estate Planning Scams

Mark Charnet remembers the story of one client who found great legal advice before he passed away. Too bad his kids didn't...

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Public Liability Insurance: Cost, Coverage & Quotes

There are many risk exposures not covered in a PLI policy, according to Mark Charnet, president and founder of American Prosperity Group...

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How Investors Should Cope with Market Volatility

"Volatility is here to stay and I believe there will be more violent swings," says Mark Charnet, CEO of American Prosperity Group in Pompton Plains, New Jersey.

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Emergencies and Divorce: How to Plan For Worst-Case Scenarios

Hopefully you’ll take those steps before a divorce happens. But there are also considerations to make post-divorce, as Mark Charnet, founder and CEO of American Prosperity Group, told us...

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