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  • Contact Info:

  • 901 Route 23 South, 2nd Floor

  • Pompton Plains, NJ 07444-1038

  • 1-877-885-1APG 1-973-831-4424

  • APG is not approved in all states. Click here to see a listing of approved states.

APG Credo & Philosophy

The APG Credo

The APG Wealth Management & Legacy Planner brings to the table his/her unwavering, unparalleled, non-shakable belief and conviction that what APG does for our clients is absolutely the finest opportunity or strategy to address their particular situation or problem without exception!

The APG Philosophy

Maximize your income today while protecting, preserving and perpetuating your wealth for tomorrow.®

The Basilica Room - APG Executive Offices

American Prosperity Group was founded by Mark E. Charnet in 2003 after 25 years of experience & phenomenal success in the Retirement & Financial Estate Planning industry. Mr. Charnet believes that "everyone can benefit from the financial planning process."

The Financial Services Client of today demands and deserves to be educated, enlightened, informed and motivated before investing in any financial product, program or company. Long gone are the days when an agent's pitch of "trust me" was enough. Client loyalty and confidence are the financial planner's greatest asset, which the APG Representative strives to gain and retain.

APG Representatives provide unlimited consultations where we collect data, share ideas and information, leading to the choice, creation and implementation of financial plans and programs that best benefit our clientele and their families. At this time in the recommendation process, certain products will be discussed including their positive attributes, negative characteristics - if any, fees, expenses or charges for acquisition, on-going maintenance and surrender - including a comparison to the plans and programs already implemented or contemplated by the retirement and estate planning prospect. For every product discussed, specific company brochures and or prospectuses, if applicable, will be given to the prospective client to take with them for further study and research before being asked to make a purchase at a succeeding appointment.

This Arrangement, we believe, gives our clients ultimate control, understanding and veto power without any financial obligation or commitment. Once firmly decided that APG recommendations are in their best interest, the client's choice of companies selected for investment and product purchase, will compensate the APG Representative directly.