The APG Philosophy

Because Everyone Can Benefit From
The Financial Planning Process


"The Basilica" Training Room
APG Corporate Offices

THE APG PHILOSOPHY

American Prosperity Group was founded by Mark E. Charnet
in 2003 after 25 years of experience & phenomenal success in the
Retirement & Estate Planning industry. Mr. Charnet believes that
"everyone can benefit from the financial planning process."

The Financial Services Client of today demands and deserves to
be educated, enlightened, informed and motivated before investing in
any financial product, program or company. Long gone are the
days when an agent's pitch of "trust me" was enough. Client
loyalty and trust are the financial planner's greatest asset,
which the APG Representative strives to gain and retain.

APG Representatives do not charge their clients hourly fees; nor
do we bind our clients with fee-based contractual obligations. Instead,
we provide unlimited consultation where we collect data, share ideas
and information, leading to the choice, creation and implementation
of financial plans and programs that best benefit our clientele
and their families.

This Arrangement, we believe, gives our clients ultimate
control, understanding and veto power without any financial
obligation or commitment. Once firmly decided that APG
recommendations are in their best interest, the client's
choice of companies selected for investment and
product purchase, will compensate the
APG Representative directly.

Please click on the link at the top right,
"A NOTE FROM APG FOUNDER & PRESIDENT"
to read an important letter from Mark Charnet
who is the Founder, CEO & President of
AMERICAN PROSPERITY GROUP.