Mark Charnet
Founder / CEO / President

3 Sunny Knolls Court
Wayne, NJ 07470
Phone: (973) 831-4424
FAX: (973) 831-6384

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_________COME VISIT OUR OFFICE!

Actual "Examining Estate Planning" Workshop
at Corporate Offices

 

_________UPCOMING WORKSHOPS!

  

"Prior Planning Prevents Poor
Performance - Period!"

August 3rd, 4th & 5th, 2010
Day 1: Laboring Over Long-Term
Care Insurance

Day 2: Examining Estate Planning
and Estate Taxation

      Day 3: Maximizing Retirement Income
& Protecting Your Money

(Choose either 1-3:00pm OR 7-9:00pm)

                            Location:    APG CORPORATE OFFICES
                                                Sunny Knolls Estate
                                                3 Sunny Knolls Court
                                                Wayne, NJ

Reservations Required
973-831-4424 (24hrs)

 
RETIREMENT & ESTATE
PLANNING WORKSHOP
 

You Worked Long Hours for Many Years!

Aren’t You Entitled to a Successful Retirement?  

Whether you’re still working and need to develop or improve your retirement plan, or you’re already retired but want to protect and optimize your financial situation, we invite you to join us for a FREE comprehensive education on Retirement, Estate and Portfolio Protection Planning where we will teach you, in Layman’s terms, the following information that we feel is critical to help secure your financial future: 
 

Day 2:  EXAMINING ESTATE PLANNING

Do you know what components make up a comprehensive Estate Plan and all the reasons you should have one? In this session we teach you how to optimize your estate plan to reduce or eliminate the effects of Federal and State death taxes so you can pass on the maximum possible to your heirs. Do you know why and how it might be beneficial to avoid Probate, the pros and cons of Wills vs. Trusts, and which one might be best for you? Do you know how By-Pass, Legacy, Q-TIP, Living and Irrevocable trusts can be used and combined to prevent unnecessarily costly and time consuming problems for your heirs? Learn what income taxes will be due on your IRA’s when you’re gone and how your heirs can legally defer paying some of these taxes if they choose. Do you know what roles life insurance can play in estate planning? Will your estate transfer quickly and issue-free to your heirs? We will answer all these questions and explain, in simple terms, the proper methods of effective estate planning.

No matter how large or small your estate, if you want to make
certain your plan is complete, optimized and hassle-free for
your family, this session will teach you how.

Day 3:  ANALYZING ANNUITIES & RETIREMENT FINANCES

What’s more essential to retirement happiness than financial security? Here we’ll teach you how to create a comprehensive retirement plan that can turn your savings into a consistent, reliable income stream when you retire – one you can never outlive. We’ll show you how you can position your portfolio so your income has the potential to go up based on growth in the stock market, but never go down when the markets fall. We’ll teach you what role today’s advanced, modern annuities can play and the pros & cons of using them. For those that simply want to protect what you have and maximize what you leave to your heirs, we show you innovative strategies to accomplish these goals as well. Whether you’re planning for a future retirement or are seeking to optimize your existing retirement, you owe it to yourself to know how these specific financial strategies and techniques work, and how the Trinity Method of Investing^© can be applied to help ensure a successful retirement.

If your retirement financial goals include maximizing income
for life, safety of principal, growth, liquidity, tax-advantages
and control of your money, don’t miss this session!!

* A Variable Annuity is a long-term investment vehicle designed specifically for retirement. While they are subject to market risk and fluctuation in account value, they may also offer several optional protection features not found in other investment vehicles.

** Guarantee is based on the claims paying ability of the insurance company.

 Easy To Reach Us Directions 

_________Qualifications


Mark E. Charnet
Founder / CEO / President

• CERTIFIED SENIOR ADVISOR (CSA)

• CERTIFIED ANNUITY SPECIALIST (CAS)

• Member of The Society of Certified Senior Advisors

• Life & Health Insurance Licensed in the following states:
  California, Colorado, Connecticut, Florida, Kentucky, Maryland,
  Massachusetts, New Jersey, New Mexico, North Carolina,
  Pennsylvania, South Carolina, Tennessee, Texas, Vermont, Virginia
  
• Registered to sell securities in the following states:
  California, Colorado, Florida, Kentucky, Massachusetts, New Jersey, New Mexico, New York, North Carolina,
  Pennsylvania, South Carolina, Vermont, Virginia & West Virginia
  
• FINRA Series 6, 63, 65, and 26 Registrations
  
• Office of Supervisory Jurisdiction for BCG Securities, Inc.
  
• Listed in 1997/98 National Register's WHO'S WHO IN EXECUTIVE & PROFESSIONALS
  
• International Public Speaker on Estate & Investment Issues
  
• Top Producer & President's Club Member of numerous Insurance and Investment firms